Fast pre-approvals, transparent guidance, and a process built around you — from first inquiry to closing day.
NMLS #624049 · AAA Lendings NMLS #295075 · Licensed in AZ · CA · CO · IN · TX · VA · GA · FL · Equal Housing Lender
Every borrower is different. From first-time buyers to seasoned investors, I offer programs that fit your unique situation — including specialty loans most lenders don't offer.
Ideal for buyers with strong credit and a solid down payment. Flexible terms from 10 to 30 years with competitive rates.
Exclusively for veterans and active-duty service members. Zero down payment required with no private mortgage insurance.
Great for first-time buyers or those with lower credit scores. Down payments as low as 3.5% with flexible qualification standards.
For luxury and high-value properties exceeding conforming loan limits. Competitive rates with personalized underwriting.
Lower your rate, reduce your term, or tap into your home's equity. I'll find the best path to save you money.
Get a verified pre-approval letter fast — usually within 24 hours — so you can shop with confidence and make strong offers.
Debt Service Coverage Ratio loans for real estate investors. Qualify based on rental income — not your personal income or tax returns. Ideal for building a rental portfolio.
Alternative qualification programs for self-employed borrowers, bank statement loans, ITIN borrowers, and those who don't fit traditional lending guidelines. Your story matters.
Tap into your home's equity with a flexible Home Equity Line of Credit or lump-sum second mortgage. Great for home improvements, debt consolidation, or major expenses.
Struggling to save for a down payment? We offer DPA programs that provide grants and forgivable loans to help qualified buyers get into a home sooner than they thought possible.
Applying is fast, secure, and completely online. Powered by Zenly — Angelica's trusted loan origination platform.
AAA Lendings · NMLS #295075 · AZ · CA · CO · IN · TX · VA · GA · FL · Powered by Zenly · ZIP for Home · 256-bit encrypted & secure
When you work with Angelica, you're connected to a full team. Our preferred real estate partner, Hyler Howard at Realty ONE Group Phoenix, works alongside us to make sure your buying or selling experience is seamless from pre-approval to closing. Visit his full listing site to search homes, get a free valuation, and more.
With nearly 20 years of Arizona real estate experience, Hyler brings deep local knowledge, honest guidance, and a proven process for buyers and sellers across the Phoenix metro.
Angelica made our first home purchase so much less intimidating. She explained every step clearly and had our pre-approval ready in less than a day.
We refinanced with Angelica and she saved us over $300 a month. The process was completely digital and so easy to follow.
Working with Angelica and Hyler together was a game changer. One team, one process — we closed in 28 days.
Choose a time that works for you. A 30-minute call with Angelica — no pressure, just honest answers about your mortgage options.
Have questions before you apply? Send a message and I'll get back to you within one business day — no pressure, just honest guidance.
📅 Book a free consultation
AAA Lendings NMLS #295075 |
For licensing information, go to:
www.nmlsconsumeraccess.org
|
www.aaalendings.com
| 41 E Live Oak Ave, Arcadia, CA 91006.
For mortgage professionals only. Not all applicants will qualify. Borrower's ability to repay is verified through eligible liquid assets that meet program guidelines.
This is not a commitment to lend. Loan terms, conditions, and guidelines are subject to change without notice.
All loans are subject to credit and underwriting approval.